Trevor SinesFHA loans look cheaper upfront, but conventional loans often cost Michigan buyers $40K+ less over 30 years. See real numbers and find your best option.
Trevor SinesLearn how to buy a house in Michigan with student loans using income-based repayment plans and smart mortgage strategies that actually work in 2026.
Trevor SinesCalculate your Michigan home affordability using income, debt ratios, and local factors. Get pre-approved with confidence and avoid common first-time buyer mistakes.
Trevor SinesDiscover Michigan first time home buyer programs offering up to $25,000 in down payment assistance. Learn how MSHDA and local programs make homeownership affordable in 2026.
Trevor SinesYes, first-time home buyers can use gift money for down payments. Learn who can give gifts, required documentation, and loan-specific rules to avoid closing delays.
Trevor SinesMichigan home purchase closing costs run 3-6% of your loan. Learn what fees to expect, how to reduce costs, and budget accurately for your first home closing.
