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📍 Serving South Lyon, MI
📞 Call 248-963-1894 Today
Serving South Lyon, MI

Mortgage Broker in South Lyon, Michigan

Michigan Mortgage Solutions has been helping South Lyon homebuyers and homeowners secure the right mortgage since 1999. From first-time buyers to seasoned investors, we know South Lyon real estate and Oakland County lending.

Serving ZIP codes: 48178

Start Here, It's Free

Step 1 of 9

What are you looking to do?

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Where are you living right now?

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What price range are you thinking?

$259K
$100K or Less $1.25M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How soon are you hoping to be in your new home?

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What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How much do you have available for a down payment?

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Is this your first time buying a home?

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What are you hoping to accomplish with your refinance?

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Which type of government loan are you streamlining?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your current interest rate?

6.50%
2.00% 11%+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated remaining loan balance?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What do you think your home is worth today?

$350K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What type of investment loan are you looking for?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Are you looking to purchase or refinance?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's the estimated loan amount you need?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How many investment properties do you currently own?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Almost done! Where should we send your results?

⚠️ We primarily serve the State of Michigan. Call 248-963-1894 to confirm your area.
🔒 SSL Secure 🛡️ 256-bit Encryption ✓ No Hard Credit Pull ✓ No Obligation

Your information is protected & never sold.

Home Loans for South Lyon, MI Residents

Whether you're buying your first home in South Lyon's neighborhoods, refinancing to access your equity, or investing in South Lyon real estate, Michigan Mortgage Solutions has the right loan program and local expertise to get it done right.

South Lyon, Michigan is part of Oakland County's vibrant real estate market. Our team has helped hundreds of South Lyon families achieve their homeownership goals, and we're ready to help you too.

Loan Programs Available in South Lyon, MI

Home Purchase Loans

FHA, VA, USDA, Conventional, Jumbo, and low down payment options for South Lyon buyers.

Learn More →

Refinance Programs

Lower your rate, access equity, or consolidate debt. We serve South Lyon homeowners.

Learn More →

Practice Purchase™

Simulate your South Lyon home purchase before you commit. No risk, no hard credit pull.

Learn More →

Investor Loans

DSCR, Fix & Flip, Rental, and BRRRR loans for South Lyon real estate investors.

Learn More →

Nearby Communities We Also Serve

Get Pre-Approved in South Lyon

Start Here, It's Free

Step 1 of 9

What are you looking to do?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Where are you living right now?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What price range are you thinking?

$259K
$100K or Less $1.25M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How soon are you hoping to be in your new home?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How much do you have available for a down payment?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Is this your first time buying a home?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What are you hoping to accomplish with your refinance?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Which type of government loan are you streamlining?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your current interest rate?

6.50%
2.00% 11%+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated remaining loan balance?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What do you think your home is worth today?

$350K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What type of investment loan are you looking for?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Are you looking to purchase or refinance?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's the estimated loan amount you need?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How many investment properties do you currently own?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Almost done! Where should we send your results?

⚠️ We primarily serve the State of Michigan. Call 248-963-1894 to confirm your area.
🔒 SSL Secure 🛡️ 256-bit Encryption ✓ No Hard Credit Pull ✓ No Obligation

Your information is protected & never sold.

📍 Our Office

35 W Huron St #301, Pontiac, MI 48342

248-963-1894

Mon–Fri: 9AM–6PM
Sat: 9AM–12PM

What Our Clients Are Saying

275+ five-star reviews from homebuyers, homeowners, and investors across Michigan.

⭐⭐⭐⭐⭐

"Trevor and the team at Michigan Mortgage Solutions made buying our first home so easy. They walked us through every step and got us a rate we couldn't believe. Highly recommend!"

Sarah M.
Rochester Hills, MI
⭐⭐⭐⭐⭐

"I was self-employed and thought getting a mortgage would be a nightmare. Jason found us a bank statement loan that worked perfectly. Closed in 28 days!"

David K.
Troy, MI
⭐⭐⭐⭐⭐

"Used the Practice Purchase™ system before we were ready to buy. It gave us a clear picture of exactly what we could afford. When we were ready, the actual purchase was a breeze."

Jennifer & Mark R.
Birmingham, MI

The South Lyon Mortgage Market

South Lyon is a growing community on the western edge of Oakland County, offering a small-town character with a charming downtown, good schools, and a mix of established neighborhoods and newer developments that attract families seeking value and space. The city's location along the US-23 corridor provides reasonable access to Ann Arbor, Novi, and other employment centers, making it a practical choice for buyers who want more home for their money.

Home prices in South Lyon typically range from the $250,000s to the $500,000s, with newer construction in growing subdivisions often priced in the $400,000-$550,000 range. The most active segment is in the $300,000-$450,000 range, where conventional loans with 5-20% down are the standard product. FHA loans and MSHDA down payment assistance are also available for qualifying buyers at the lower end of the price range.

South Lyon's growth has attracted new construction activity, and buyers interested in newly built homes should understand the financing considerations that differ from existing home purchases. New construction loans and construction-to-permanent programs are available for buyers building custom homes in the area. For buyers purchasing spec homes from builders, standard purchase loan programs apply with the builder's completion timeline factored into the closing schedule.

Mortgage FAQs for South Lyon, MI

Prices range from the $250,000s to the $500,000s, with newer construction often priced in the $400,000-$550,000 range. The most active segment is $300,000-$450,000, where conventional loans are the standard product.
Yes. Construction-to-permanent loans are available for buyers building custom homes. For spec homes from builders, standard purchase loans apply. Your loan officer will identify the right program based on your specific situation.
Conventional loans, FHA loans, and MSHDA down payment assistance (up to $10,000 for qualifying buyers) are all available. Your loan officer will identify the best program for your specific purchase.
Yes. South Lyon's range of price points and availability of FHA and MSHDA-assisted financing make it accessible for first-time buyers. The small-town character and newer construction options make it a popular choice for growing families.

Ready to Buy or Refinance in South Lyon, MI?

Get your free mortgage consultation today. No hard credit pull. No obligation.