📱 MMS Mortgage App, Coming Soon! Apply, upload docs & track your loan from your phone.
Get Early Access
A+ BBB Accredited
275+ 5-Star Google Reviews
No Guesswork Approval Process
📍 Serving Oakland Township, MI
📞 Call 248-963-1894 Today
Serving Oakland Township, MI

Mortgage Broker in Oakland Township, Michigan

Michigan Mortgage Solutions has been helping Oakland Township homebuyers and homeowners secure the right mortgage since 1999. From first-time buyers to seasoned investors, we know Oakland Township real estate and Oakland County lending.

Serving ZIP codes: 48363, 48306

Start Here, It's Free

Step 1 of 9

What are you looking to do?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Where are you living right now?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What price range are you thinking?

$259K
$100K or Less $1.25M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How soon are you hoping to be in your new home?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How much do you have available for a down payment?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Is this your first time buying a home?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What are you hoping to accomplish with your refinance?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Which type of government loan are you streamlining?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your current interest rate?

6.50%
2.00% 11%+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated remaining loan balance?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What do you think your home is worth today?

$350K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What type of investment loan are you looking for?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Are you looking to purchase or refinance?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's the estimated loan amount you need?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How many investment properties do you currently own?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Almost done! Where should we send your results?

⚠️ We primarily serve the State of Michigan. Call 248-963-1894 to confirm your area.
🔒 SSL Secure 🛡️ 256-bit Encryption ✓ No Hard Credit Pull ✓ No Obligation

Your information is protected & never sold.

Home Loans for Oakland Township, MI Residents

Whether you're buying your first home in Oakland Township's neighborhoods, refinancing to access your equity, or investing in Oakland Township real estate, Michigan Mortgage Solutions has the right loan program and local expertise to get it done right.

Oakland Township, Michigan is part of Oakland County's vibrant real estate market. Our team has helped hundreds of Oakland Township families achieve their homeownership goals, and we're ready to help you too.

Loan Programs Available in Oakland Township, MI

Home Purchase Loans

FHA, VA, USDA, Conventional, Jumbo, and low down payment options for Oakland Township buyers.

Learn More →

Refinance Programs

Lower your rate, access equity, or consolidate debt. We serve Oakland Township homeowners.

Learn More →

Practice Purchase™

Simulate your Oakland Township home purchase before you commit. No risk, no hard credit pull.

Learn More →

Investor Loans

DSCR, Fix & Flip, Rental, and BRRRR loans for Oakland Township real estate investors.

Learn More →

Nearby Communities We Also Serve

Get Pre-Approved in Oakland Township

Start Here, It's Free

Step 1 of 9

What are you looking to do?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Where are you living right now?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What price range are you thinking?

$259K
$100K or Less $1.25M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How soon are you hoping to be in your new home?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How much do you have available for a down payment?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Is this your first time buying a home?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What are you hoping to accomplish with your refinance?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Which type of government loan are you streamlining?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your current interest rate?

6.50%
2.00% 11%+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated remaining loan balance?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What do you think your home is worth today?

$350K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What type of investment loan are you looking for?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Are you looking to purchase or refinance?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's the estimated loan amount you need?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How many investment properties do you currently own?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Almost done! Where should we send your results?

⚠️ We primarily serve the State of Michigan. Call 248-963-1894 to confirm your area.
🔒 SSL Secure 🛡️ 256-bit Encryption ✓ No Hard Credit Pull ✓ No Obligation

Your information is protected & never sold.

📍 Our Office

35 W Huron St #301, Pontiac, MI 48342

248-963-1894

Mon–Fri: 9AM–6PM
Sat: 9AM–12PM

What Our Clients Are Saying

275+ five-star reviews from homebuyers, homeowners, and investors across Michigan.

⭐⭐⭐⭐⭐

"Trevor and the team at Michigan Mortgage Solutions made buying our first home so easy. They walked us through every step and got us a rate we couldn't believe. Highly recommend!"

Sarah M.
Rochester Hills, MI
⭐⭐⭐⭐⭐

"I was self-employed and thought getting a mortgage would be a nightmare. Jason found us a bank statement loan that worked perfectly. Closed in 28 days!"

David K.
Troy, MI
⭐⭐⭐⭐⭐

"Used the Practice Purchase™ system before we were ready to buy. It gave us a clear picture of exactly what we could afford. When we were ready, the actual purchase was a breeze."

Jennifer & Mark R.
Birmingham, MI

The Oakland Township Mortgage Market

Oakland Township is one of the most rural and spacious communities in Oakland County, characterized by large lots, equestrian properties, natural areas, and a deliberately low-density residential character. The township has actively managed its development to preserve its rural feel, making it a destination for buyers who want acreage, privacy, and natural surroundings while remaining within Oakland County's school systems and infrastructure.

Home prices in Oakland Township range from the $400,000s for smaller homes to well over $1 million for larger estate properties and equestrian facilities. The township's large lot sizes and rural character mean that many properties have specific financing considerations — not all conventional lenders will finance properties with significant acreage, agricultural income, or equestrian facilities. Your loan officer will identify lenders whose programs accommodate the specific characteristics of your Oakland Township property.

Oakland Township's rural character and large lot sizes attract buyers interested in equestrian properties, hobby farms, and estate living. These property types require lenders experienced with rural and agricultural real estate. USDA rural development loans may be available for some Oakland Township addresses, though the township's higher price points may exceed USDA income and purchase price limits for some buyers.

Mortgage FAQs for Oakland Township, MI

Yes, but not all lenders accommodate properties with equestrian facilities, agricultural income, or significant acreage. Your loan officer will identify lenders whose programs are designed for rural and agricultural real estate.
Some Oakland Township addresses may qualify for USDA rural development financing. However, the township's higher price points may exceed USDA purchase price limits for some properties. Your loan officer will confirm eligibility for your specific address and purchase price.
Prices range from the $400,000s for smaller homes to over $1 million for larger estate properties and equestrian facilities. Many purchases at the higher end require jumbo financing above the $806,500 conforming limit.
Conventional loans, jumbo loans (for purchases above $806,500), USDA (for eligible addresses), and specialty rural/agricultural programs are all potentially available. Your loan officer will identify the best fit for your specific property.

Ready to Buy or Refinance in Oakland Township, MI?

Get your free mortgage consultation today. No hard credit pull. No obligation.