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📍 Serving Oak Park, MI
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Serving Oak Park, MI

Mortgage Broker in Oak Park, Michigan

Michigan Mortgage Solutions has been helping Oak Park homebuyers and homeowners secure the right mortgage since 1999. From first-time buyers to seasoned investors, we know Oak Park real estate and Oakland County lending.

Serving ZIP codes: 48237

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Step 1 of 9

What are you looking to do?

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Where are you living right now?

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What price range are you thinking?

$259K
$100K or Less $1.25M+
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How soon are you hoping to be in your new home?

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What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How much do you have available for a down payment?

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Is this your first time buying a home?

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What are you hoping to accomplish with your refinance?

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Which type of government loan are you streamlining?

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What's your current interest rate?

6.50%
2.00% 11%+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated remaining loan balance?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What do you think your home is worth today?

$350K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What type of investment loan are you looking for?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Are you looking to purchase or refinance?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's the estimated loan amount you need?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How many investment properties do you currently own?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Almost done! Where should we send your results?

⚠️ We primarily serve the State of Michigan. Call 248-963-1894 to confirm your area.
🔒 SSL Secure 🛡️ 256-bit Encryption ✓ No Hard Credit Pull ✓ No Obligation

Your information is protected & never sold.

Home Loans for Oak Park, MI Residents

Whether you're buying your first home in Oak Park's neighborhoods, refinancing to access your equity, or investing in Oak Park real estate, Michigan Mortgage Solutions has the right loan program and local expertise to get it done right.

Oak Park, Michigan is part of Oakland County's vibrant real estate market. Our team has helped hundreds of Oak Park families achieve their homeownership goals, and we're ready to help you too.

Loan Programs Available in Oak Park, MI

Home Purchase Loans

FHA, VA, USDA, Conventional, Jumbo, and low down payment options for Oak Park buyers.

Learn More →

Refinance Programs

Lower your rate, access equity, or consolidate debt. We serve Oak Park homeowners.

Learn More →

Practice Purchase™

Simulate your Oak Park home purchase before you commit. No risk, no hard credit pull.

Learn More →

Investor Loans

DSCR, Fix & Flip, Rental, and BRRRR loans for Oak Park real estate investors.

Learn More →

Nearby Communities We Also Serve

Get Pre-Approved in Oak Park

Start Here, It's Free

Step 1 of 9

What are you looking to do?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Where are you living right now?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What price range are you thinking?

$259K
$100K or Less $1.25M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How soon are you hoping to be in your new home?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How much do you have available for a down payment?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Is this your first time buying a home?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What are you hoping to accomplish with your refinance?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Which type of government loan are you streamlining?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your current interest rate?

6.50%
2.00% 11%+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated remaining loan balance?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What do you think your home is worth today?

$350K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What type of investment loan are you looking for?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Are you looking to purchase or refinance?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's the estimated loan amount you need?

$259K
$100K or Less $1.5M+
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

How many investment properties do you currently own?

🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

What's your estimated credit score?

700
500 850
🔒 SSL Secure🛡️ 256-bit Encryption✓ No Hard Credit Pull✓ No Obligation

Almost done! Where should we send your results?

⚠️ We primarily serve the State of Michigan. Call 248-963-1894 to confirm your area.
🔒 SSL Secure 🛡️ 256-bit Encryption ✓ No Hard Credit Pull ✓ No Obligation

Your information is protected & never sold.

📍 Our Office

35 W Huron St #301, Pontiac, MI 48342

248-963-1894

Mon–Fri: 9AM–6PM
Sat: 9AM–12PM

What Our Clients Are Saying

275+ five-star reviews from homebuyers, homeowners, and investors across Michigan.

⭐⭐⭐⭐⭐

"Trevor and the team at Michigan Mortgage Solutions made buying our first home so easy. They walked us through every step and got us a rate we couldn't believe. Highly recommend!"

Sarah M.
Rochester Hills, MI
⭐⭐⭐⭐⭐

"I was self-employed and thought getting a mortgage would be a nightmare. Jason found us a bank statement loan that worked perfectly. Closed in 28 days!"

David K.
Troy, MI
⭐⭐⭐⭐⭐

"Used the Practice Purchase™ system before we were ready to buy. It gave us a clear picture of exactly what we could afford. When we were ready, the actual purchase was a breeze."

Jennifer & Mark R.
Birmingham, MI

The Oak Park Mortgage Market

Oak Park is an inner-ring suburb in Oakland County bordering Detroit, Southfield, and Ferndale, offering affordable home prices and convenient access to Oakland County's employment corridors. The city's diverse community and accessible price points attract first-time buyers and investors seeking value in a market with improving conditions.

Home prices in Oak Park typically range from the $150,000s to the $280,000s, making it one of the more affordable markets in Oakland County. FHA loans are the dominant product, and MSHDA down payment assistance can cover the full down payment at Oak Park's typical price points. The city's affordability also makes it attractive for real estate investors.

Oak Park's affordable prices and proximity to major employment corridors make it attractive for rental investors. DSCR loans are available for investment purchases, and the city's price-to-rent ratios can be favorable for buy-and-hold strategies. Fix-and-flip activity is also present in the market.

Mortgage FAQs for Oak Park, MI

Prices range from the $150,000s to the $280,000s. FHA loans and MSHDA down payment assistance are the most common products at these price points.
Yes. MSHDA's MI Home Loan program offers up to $10,000 in down payment assistance. At Oak Park's price points, this can cover the full FHA down payment. Income limits apply.
Yes. DSCR loans and conventional investment property loans are available. Oak Park's affordable prices and rental demand make it viable for buy-and-hold investors.
FHA loans, conventional loans, and MSHDA down payment assistance are all available. Your loan officer will identify the best program for your specific purchase and financial profile.

Ready to Buy or Refinance in Oak Park, MI?

Get your free mortgage consultation today. No hard credit pull. No obligation.