Mortgage Broker in Commerce Township, Michigan
Michigan Mortgage Solutions has been helping Commerce Township homebuyers and homeowners secure the right mortgage since 1999. From first-time buyers to seasoned investors, we know Commerce Township real estate and Oakland County lending.
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Home Loans for Commerce Township, MI Residents
Whether you're buying your first home in Commerce Township's neighborhoods, refinancing to access your equity, or investing in Commerce Township real estate, Michigan Mortgage Solutions has the right loan program and local expertise to get it done right.
Commerce Township, Michigan is part of Oakland County's vibrant real estate market. Our team has helped hundreds of Commerce Township families achieve their homeownership goals, and we're ready to help you too.
Loan Programs Available in Commerce Township, MI
Home Purchase Loans
FHA, VA, USDA, Conventional, Jumbo, and low down payment options for Commerce Township buyers.
Learn More →Refinance Programs
Lower your rate, access equity, or consolidate debt. We serve Commerce Township homeowners.
Learn More →Practice Purchase™
Simulate your Commerce Township home purchase before you commit. No risk, no hard credit pull.
Learn More →Investor Loans
DSCR, Fix & Flip, Rental, and BRRRR loans for Commerce Township real estate investors.
Learn More →Nearby Communities We Also Serve
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What Our Clients Are Saying
275+ five-star reviews from homebuyers, homeowners, and investors across Michigan.
"Trevor and the team at Michigan Mortgage Solutions made buying our first home so easy. They walked us through every step and got us a rate we couldn't believe. Highly recommend!"
"I was self-employed and thought getting a mortgage would be a nightmare. Jason found us a bank statement loan that worked perfectly. Closed in 28 days!"
"Used the Practice Purchase™ system before we were ready to buy. It gave us a clear picture of exactly what we could afford. When we were ready, the actual purchase was a breeze."
The Commerce Township Mortgage Market
Commerce Township is one of Oakland County's most lake-rich communities, with over 30 lakes within its boundaries that range from small private lakes to larger recreational lakes. The township attracts buyers who want lakefront or lake-access living at a range of price points, combined with good schools and convenient access to the US-23 and M-5 corridors. The mix of lakefront properties, newer subdivisions, and rural acreage creates a diverse market.
Home prices in Commerce Township range from the $200,000s for smaller inland homes to over $1 million for premium lakefront properties on larger lakes. The most active segment is in the $350,000-$600,000 range, where conventional loans with 10-20% down are the standard product. Lakefront properties may require specialty waterfront insurance and lenders experienced with waterfront real estate. Some Commerce Township addresses may also qualify for USDA rural development financing.
Commerce Township's lakefront rental market is active, particularly for seasonal rentals. DSCR loans are available for investors purchasing rental properties, though lenders will evaluate seasonal vs. year-round rental income differently. Your loan officer will identify lenders whose programs accommodate the specific rental characteristics of your Commerce Township investment property.
Mortgage FAQs for Commerce Township, MI
Ready to Buy or Refinance in Commerce Township, MI?
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