Mortgage Broker in Clarkston, Michigan
Michigan Mortgage Solutions has been helping Clarkston homebuyers and homeowners secure the right mortgage since 1999. From first-time buyers to seasoned investors, we know Clarkston real estate and Oakland County lending.
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Home Loans for Clarkston, MI Residents
Whether you're buying your first home in Clarkston's neighborhoods, refinancing to access your equity, or investing in Clarkston real estate, Michigan Mortgage Solutions has the right loan program and local expertise to get it done right.
Clarkston, Michigan is part of Oakland County's vibrant real estate market. Our team has helped hundreds of Clarkston families achieve their homeownership goals, and we're ready to help you too.
Loan Programs Available in Clarkston, MI
Home Purchase Loans
FHA, VA, USDA, Conventional, Jumbo, and low down payment options for Clarkston buyers.
Learn More →Refinance Programs
Lower your rate, access equity, or consolidate debt. We serve Clarkston homeowners.
Learn More →Practice Purchase™
Simulate your Clarkston home purchase before you commit. No risk, no hard credit pull.
Learn More →Investor Loans
DSCR, Fix & Flip, Rental, and BRRRR loans for Clarkston real estate investors.
Learn More →Nearby Communities We Also Serve
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What Our Clients Are Saying
275+ five-star reviews from homebuyers, homeowners, and investors across Michigan.
"Trevor and the team at Michigan Mortgage Solutions made buying our first home so easy. They walked us through every step and got us a rate we couldn't believe. Highly recommend!"
"I was self-employed and thought getting a mortgage would be a nightmare. Jason found us a bank statement loan that worked perfectly. Closed in 28 days!"
"Used the Practice Purchase™ system before we were ready to buy. It gave us a clear picture of exactly what we could afford. When we were ready, the actual purchase was a breeze."
The Clarkston Mortgage Market
Clarkston is a historic village in Independence Township, northern Oakland County, known for its preserved downtown, excellent schools, and a mix of established neighborhoods and newer developments that attract families seeking a quieter, more rural character within reach of Oakland County's employment base. The area's natural beauty — including Depot Park and proximity to Clarkston State Game Area — adds to its appeal for outdoor-oriented buyers.
Home prices in the Clarkston area range from the $250,000s for smaller homes to over $700,000 for larger executive properties and lakefront homes. The most active segment is in the $350,000-$550,000 range, where conventional loans with 10-20% down are the standard product. Some Clarkston addresses in the surrounding Independence Township may qualify for USDA rural development financing — zero down payment for qualifying buyers and properties.
Clarkston's mix of established neighborhoods and rural character attracts buyers who want space and privacy without sacrificing school quality or community amenities. For buyers interested in larger acreage properties or homes with outbuildings, your loan officer will identify lenders whose programs accommodate those property characteristics. MSHDA down payment assistance may also be available for qualifying buyers at the lower end of the price range.
Mortgage FAQs for Clarkston, MI
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