Mortgage Broker in Ann Arbor, Michigan
Michigan Mortgage Solutions has been helping Ann Arbor homebuyers and homeowners secure the right mortgage since 1999. From first-time buyers to seasoned investors, we know Ann Arbor real estate and Washtenaw County lending.
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Home Loans for Ann Arbor, MI Residents
Whether you're buying your first home in Ann Arbor's neighborhoods, refinancing to access your equity, or investing in Ann Arbor real estate, Michigan Mortgage Solutions has the right loan program and local expertise to get it done right.
Ann Arbor, Michigan is part of Washtenaw County's vibrant real estate market. Our team has helped hundreds of Ann Arbor families achieve their homeownership goals, and we're ready to help you too.
Loan Programs Available in Ann Arbor, MI
Home Purchase Loans
FHA, VA, USDA, Conventional, Jumbo, and low down payment options for Ann Arbor buyers.
Learn More →Refinance Programs
Lower your rate, access equity, or consolidate debt. We serve Ann Arbor homeowners.
Learn More →Practice Purchase™
Simulate your Ann Arbor home purchase before you commit. No risk, no hard credit pull.
Learn More →Investor Loans
DSCR, Fix & Flip, Rental, and BRRRR loans for Ann Arbor real estate investors.
Learn More →Nearby Communities We Also Serve
Get Pre-Approved in Ann Arbor
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What Our Clients Are Saying
275+ five-star reviews from homebuyers, homeowners, and investors across Michigan.
"Trevor and the team at Michigan Mortgage Solutions made buying our first home so easy. They walked us through every step and got us a rate we couldn't believe. Highly recommend!"
"I was self-employed and thought getting a mortgage would be a nightmare. Jason found us a bank statement loan that worked perfectly. Closed in 28 days!"
"Used the Practice Purchase™ system before we were ready to buy. It gave us a clear picture of exactly what we could afford. When we were ready, the actual purchase was a breeze."
The Ann Arbor Mortgage Market
Ann Arbor is one of Michigan's most dynamic real estate markets, anchored by the University of Michigan — one of the largest employers in the state — and a thriving technology, healthcare, and research economy that attracts a highly educated and high-income workforce. The city's combination of world-class institutions, a vibrant cultural and dining scene, and strong long-term appreciation has made it one of the most consistently competitive housing markets in the Midwest, with demand that remains robust across economic cycles.
Home prices in Ann Arbor range widely by neighborhood, from condos and smaller homes in the $300,000s to larger properties in established neighborhoods like Burns Park, Barton Hills, and the Old West Side priced from $600,000 to over $1 million. The most active segment is in the $450,000-$750,000 range, where conventional loans are the standard product. Properties above the $806,500 conforming limit require jumbo financing, which is common in Ann Arbor's premium neighborhoods. The city's competitive market — with frequent multiple-offer situations — makes a strong pre-approval letter with fully verified income and assets essential.
Ann Arbor's large student and staff population creates one of the strongest rental markets in Michigan, making it a prime target for real estate investors. DSCR loans are widely used by Ann Arbor investors because the city's rental income levels — driven by University of Michigan proximity — can support favorable debt service coverage ratios even at higher purchase prices. Investor loan programs are available in Michigan and most other states. For buyers building custom homes or undertaking major renovations, construction and renovation loan programs are also available.
Mortgage FAQs for Ann Arbor, MI
Ready to Buy or Refinance in Ann Arbor, MI?
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