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Our Mission Is To Help You Find The Best Loan Program For Your Needs While Keeping The Most Money In Your Pocket
Our Mission Is To Help You Find The Best Loan Program For Your Needs While Keeping The Most Money In Your Pocket
25+
Years Of Mortgage Lending Experience
2,000+
Closed Home Loans
In Michigan
250+
Happy Customer Reviews on Google
17+
Years A+ Rating With Better Business Bureau
20+
Years Of Mortgage Lending Experience
2,000+
Closed Home Loans
In Michigan
200+
Happy Customer Reviews on Google
15+
Years A+ Rating With Better Business Bureau
WHY CHOOSE A HOME LOAN WITH MICHIGAN MORTGAGE SOLUTIONS
We Provide a Home Loan Experience Designed For You!
Every borrower is unique, so it is crucial to find a customized mortgage solution that fits their individual needs.
Standard Mortgage Loan Requirements
Borrowers often have questions about the qualifications needed to get pre-approved for a mortgage. While there is a general list of requirements, every lending situation is unique, and we have successfully assisted borrowers even when they did not meet all of the standard criteria.
Minimum Credit Score of 580
Minimum 3% Down Payment
Property Must Meet Eligibility Requirements
Borrower Must Meet Loan Program Requirements
WHY CHOOSE A HOME LOAN WITH MICHIGAN MORTGAGE SOLUTIONS
We Provide a Home Loan Experience Designed For You!
Every borrower is unique, so it is crucial to find a customized mortgage solution that fits their individual needs.
Standard Home Loan Requirements
Home buyers often have questions about the qualifications needed to get pre-approved for a mortgage. While there is a general list of requirements, every lending situation is unique, and we have successfully assisted buyers even when they did not meet all of the standard criteria.
Minimum Credit Score of 580
Minimum 3% Down Payment
Property Must Meet Eligibility Requirements
Borrower Must Meet All Program Requirements
STEP 1 - Mortgage Pre-Approval
Borrowers will need to income and credit qualify based on program requirements.
STEP 2 - House Shopping
Once "Pre-Approved" you can begin shopping for houses or get a rate quote for refinance.
STEP 3 - Loan Application
When you are ready to move forward, we'll start the loan application process.
STEP 1 - Mortgage Pre-Approval
Borrowers will need to income and credit qualify based on FHA requirements.
STEP 2 - House Shopping
Once "Pre-Approved" you can begin shopping for houses with a Realtor or on your own.
STEP 3 - Loan Application
When you get a home under contract, we'll start the loan application process.
WHAT PROGRAMS ARE AVAILABLE FOR HOMEBUYERS?
THERE ARE $0 DOWN PAYMENT PROGRAMS, FREE GRANT MONEY & LENDER/SELLER CREDITS
As a home buyer, you have access to several programs that can save you money. While you may not be eligible for all of them, there's a good chance you'll qualify for some. We're here to guide you through your options and help determine which programs you're eligible for.
USDA Rural Development Loan
Learn how qualified borrowers can buy a home with $0 down payment when buying in a USDA eligible rural area.
Home Possible BorrowSmart
Learn how qualified borrowers can get up to $2,500 for down payment or closing costs with the Freddie Mac BorrowSmart program.
HomeReady PURCHASE PLUS
Learn how qualified borrowers can get up to $5,250 for down payment or closing costs with the Fannie Mae PurchasePlus program.
VA HOME LOAN PROGRAMS
Learn how qualified veteran borrowers and eligible spouses can buy a home with $0 down payment.
FHA HOME LOAN PROGRAMS
Learn how qualified borrowers can buy a home with just 3.5% down & not so perfect credit using the Government FHA Loan.
RENOVATION FINANCING
Learn how qualified borrowers can buy a fixer-upper and get the financing for the purchase and repairs with just 3.5% down.
WHAT PROGRAMS ARE AVAILABLE FOR FIRST TIME HOME BUYERS?
THERE ARE $0 DOWN PAYMENT PROGRAMS, FREE GRANT MONEY & LENDER/SELLER CREDITS
As a first-time home buyer, you have access to several programs that can save you money. While you may not be eligible for all of them, there's a good chance you'll qualify for some. We're here to guide you through your options and help determine which programs you're eligible for.
USDA Rural Development Loan
Learn how qualified borrowers can buy a home with $0 down payment when buying in a USDA eligible rural area.
Home Possible BorrowSmart
Learn how qualified borrowers can get up to $10,000 for down payment or closing costs with the Freddie Mac BorrowSmart program.
HomeReady PURCHASE PLUS
Learn how qualified borrowers can get up to $5,250 for down payment or closing costs with the Fannie Mae Purchase Plus program.
VA HOME LOAN PROGRAMS
Learn how qualified veteran borrowers and eligible spouses can buy a home with $0 down payment.
FHA HOME LOAN PROGRAMS
Learn how qualified borrowers can buy a home with just 3.5% down & not so perfect credit using the Government FHA Loan.
RENOVATION FINANCING
Learn how qualified borrowers can buy a fixer-upper and get the financing for the purchase and repairs with just 3.5% down.