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Comments

  • Jeff
    December 13, 2015

    I am aware of my credit problems that were incurred during my previous marriage. I am currently going through my report and cleaning it up but thought id seek expert advise on any tips. I've been contacting companies on my credit report and getting payoffs for them and have cleared a few. is there a better process ?
    I'm remarried and have gained custody of my 2 children, and need to find a home for us by April 2016 do to our lease is up.

  • Trevor Sines
    December 14, 2015

    Jeff, please call our office at 248 674-6450 as paying off certain debts can actually hurt your credit score. We will give you a detailed plan of action for you to reach your goal of homeownership by April. We are available Monday through Friday from 9am to 6pm. You can email us as well but you'll get a faster response with a phone call.

  • LV Martin
    July 4, 2016

    I am a real estate investor. I would like to refinance a rental property to repair a roof and increase cash flow for additional investments.

  • Trevor Sines
    July 5, 2016

    Sounds like a solid plan but it will require equity in the property as well as proof of income. If real estate investing is your primary source of income, we will need to review your tax returns for the past two years to determine your monthly income. As long as the income keeps you within a qualifying debt ratio, you will be able to cash out up to 75% of the appraised value. Call our office at 248-674-6450 for more information.

  • December 31, 2016

    Originally, I was a mid 600's but currently I have bad credit mid 500's roughly 10 collections due to an almost divorce need to purchase a home by May no later than June. Income is good and debt to ratio is good too. My wife and I are wanting to correct issues on our credit to put us in a buying position soon. Every credit building place wants tons of money but not really helpful and now trying to gauge others are hard which we just want to live the American dream for our children.

  • Trevor Sines
    January 3, 2017

    If you do things properly buying a home in May is a very realistic goal. However, it really depends on what types of accounts are in collections as well as if you have any current credit cards or installment loans in good standing. Moving your score from the 500's to the mid 600's is relatively easy if you have a solid plan in place. Call our office at 248-674-6450 and we can help you put the proper plan in place and it won't cost you a thing. In the meantime, I'm going to suggest yo visit the following links on our website to learn more about improving your score; Fixing bad Credit - http://michiganmortgagesolutions.com/bad-credit/ Building Good Credit - http://michiganmortgagesolutions.com/maximize-credit-score-prior-to-mortgage/