Check Out Today's Incredibly Low 5-Year Adjustable Rates!

Use These Current Rates And Calculator to Determine Your New House Payment

Simply Type in Your Mortgage Data and Press Enter...
  • STEP 1 - Enter your purchase price or loan amount
  • STEP 2 - Enter the percentage of your down payment
  • STEP 3 - Choose a loan type - fixed or adjustable
  • STEP 4 - Click advanced tab to enter more data - optional
  • STEP 5 - Hit the "Enter" or "Return" key on your keyboard
  • STEP 6 - Review the calculations and start over if needed
  • STEP 7 - Call (248) 674-6450 or click below to get pre approved
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Call (248) 674-6450 to Lock in a Super Low Rate Today!

Get the Cheapest Rate Possible With an Adjustable Rate Mortgage in Michigan!

  • Are you looking for the cheapest rate available?
  • Will you be moving or refinancing in the next 5, 7 or 10 years?
  • Would you like to significantly reduce the cost of your mortgage?

If the answer is yes to any of these questions, you're going to want more information on Adjustable Rate Mortgages in Michigan(ARM)!

Choosing a 5/1, 7/1 or our 10-Year ARM will provide you with the cheapest rates we offer. This will save you thousands over a traditional fixed-rate during the initial fixed-rate period. After the fixed-rate period, the rate may change once per year. Based on statistics, the average family will either sell or refinance their home every five to seven years which almost makes this a non factor.

Check out the comparison below to see the financial differences;

Why Should You Choose Us For Your Adjustable ARM Mortgage?

  • We have an A+ rating with the Better Business Bureau
  • We clearly explain how your adjustable rate mortgage will change in the future
  • We don't charge any upfront "Good Faith" fees as we believe that we should show you good faith by not charging you for yours...lol!
  • As a licensed broker since 1998, we actually have to do industry specific training and we're required to carry state licensing for our company and our loan officers. This means that you'll be speaking to a knowledgeable professional, not an untrained desk clerk or representative.

Don't Let The Word "Adjustable" Scare You Away!

If you are truly searching for the cheapest mortgage rates  than and adjustable may be just what you are looking for. Even though it is adjustable, you can plan accordingly to make this product work in your favor. As mentioned above, the average family will move or refinance every five to seven years which makes the adjustable make a lot more sense than a fixed.

However, if you plan on staying put for a long period of time I would skip the adjustable and stick with a fixed. Hope you find this adjustable rate mortgage information useful and remember to call (248) 674-6450 if you have any questions on Adjustable or fixed loans.

Michigan Mortgage Solutions will find you the cheapest possible Arm Loan for your specific needs.   Assumptions for the Cheapest Mortgage Rates
  • 5/1 ARM Rates: The payment on a $200,000 5-year ARM Loan at 2.75% and 70% loan-to-value (LTV) is $816.49 with 1.375 points due at closing. The Annual Percentage Rate (APR) is 2.991%. These figures do not include taxes and insurance premiums. The actual monthly amount will be greater. State and county maximum loan amount restrictions may apply. Adjustable after the first 5 years and based on December 10th, 2014.
  • 7/1 Arm Rates: The payment on a $200,000 5-year ARM Loan at 3.0% and 70% loan-to-value (LTV) is $843.21 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 3.103%. These figures do not include taxes and insurance premiums. The actual monthly amount will be greater. State and county maximum loan amount restrictions may apply. Adjustable after the first 7 years and based on December 10th, 2014.
  • 30-Year Fixed-Rate Loan: The payment on a $200,000 30-year Fixed-Rate loan at 4.0% and 70% loan-to-value (LTV) is $954.83 with 1.25 points due at closing. The Annual Percentage Rate (APR) is 4.16%. These figures do not include taxes and insurance premiums. The actual monthly amount will be greater. State and county maximum loan amount restrictions may apply. This is not adjustable and is based on December 10th, 2014.
  • Rates could change daily.
  • Actual payments will vary based on your individual situation and current rates.
  • Some restrictions may apply.
  • We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720.
  • The lock period for your rate is 45 days.
  • The loan to value (LTV) rate is 70%. If LTV > 80%, PMI will be added to your monthly payment, with the exception of Military/VA loans. Military/VA loans do not require PMI.
  • Michigan Mortgage Solutions provides a wide variety of adjustable mortgage options. Please remember that we don’t have all your information. Therefore, the results you see from these calculations may not reflect your actual situation. You may still qualify for a loan even if your situation doesn't match our assumptions. To get more accurate and personalized results, please call (248) 674-6450 to talk to one of our mortgage consultants.